:root {
    --cis-primary: #1f6f78;
    --cis-primary-dark: #15525a;
    --cis-accent: #f2a541;
    --cis-bg-soft: #f7fafb;
    --cis-text: #1f2933;
    --cis-muted: #667085;
    --cis-border: #e5e7eb;
}

html {
    min-height: 100%;
    scroll-behavior: smooth;
}

body {
    min-height: 100vh;
    margin: 0;
    display: flex;
    flex-direction: column;
    color: var(--cis-text);
    font-family: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
    background: #fff;
    padding-bottom: 80px;
}

main {
    flex: 1 0 auto;
    width: 100%;
}

.navbar-brand {
    color: var(--cis-primary-dark) !important;
    font-size: 1.35rem;
}

.nav-link {
    font-weight: 500;
}

.btn-primary {
    background-color: var(--cis-primary);
    border-color: var(--cis-primary);
}

.btn-primary:hover,
.btn-primary:focus {
    background-color: var(--cis-primary-dark);
    border-color: var(--cis-primary-dark);
}

.btn-outline-primary {
    color: var(--cis-primary);
    border-color: var(--cis-primary);
}

.btn-outline-primary:hover,
.btn-outline-primary:focus {
    background-color: var(--cis-primary);
    border-color: var(--cis-primary);
}

.hero {
    background: linear-gradient(135deg, #eef8fa 0%, #ffffff 55%, #fff7eb 100%);
    padding: 5rem 0;
}

.hero h1 {
    font-size: clamp(2.2rem, 5vw, 4rem);
    line-height: 1.05;
    font-weight: 800;
    color: var(--cis-primary-dark);
    margin-bottom: 1.5rem;
}

.hero .lead {
    font-size: 1.25rem;
    color: var(--cis-muted);
    max-width: 760px;
}

.hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 1rem;
    margin-top: 2rem;
}

.content-section {
    padding: 4rem 0;
}

.content-section-soft {
    background: var(--cis-bg-soft);
    padding: 4rem 0;
}

.section-heading {
    max-width: 760px;
    margin-bottom: 2rem;
}

.section-heading h2 {
    font-weight: 800;
    color: var(--cis-primary-dark);
}

.service-card {
    height: 100%;
    border: 1px solid var(--cis-border);
    border-radius: 1rem;
    padding: 1.5rem;
    background: #fff;
    box-shadow: 0 10px 25px rgba(15, 23, 42, 0.04);
}

.service-card h3 {
    font-size: 1.25rem;
    color: var(--cis-primary-dark);
    font-weight: 700;
}

.service-card p {
    color: var(--cis-muted);
}

.check-list {
    list-style: none;
    padding-left: 0;
}

.check-list li {
    position: relative;
    padding-left: 1.75rem;
    margin-bottom: .75rem;
}

.check-list li::before {
    content: "✓";
    position: absolute;
    left: 0;
    color: var(--cis-primary);
    font-weight: 800;
}

.notice-box {
    border-left: 4px solid var(--cis-accent);
    background: #fff9ef;
    padding: 1rem 1.25rem;
    border-radius: .5rem;
    color: #5f430f;
}

.cta-band {
    background: var(--cis-primary-dark);
    color: #fff;
    padding: 3.5rem 0;
}

.cta-band h2 {
    font-weight: 800;
}

.cta-band p {
    color: rgba(255, 255, 255, 0.82);
}

.insurance-form {
    max-width: 760px;
}

.footer {
    background: #0f172a;
    color: rgba(255, 255, 255, 0.75);
    padding: 1rem 0;
}

.footer a {
    color: #fff;
}