Cover in Spain
Insurance help in Spain, explained in plain English
We help English-speaking residents, pet owners and property owners understand their insurance options in Spain — from holiday-home insurance and dog liability cover to pet and travel insurance.
What do you need help with?
Insurance in Spain can be difficult to compare when policy wording, exclusions and claims processes are not clear. We help you understand the options before you decide what to do next.
Holiday home insurance
For second homes, holiday homes and rental properties in Spain. Check empty periods, rental use, liability and contents cover.
Learn morePet insurance
Understand vet cover, exclusions, age limits, waiting periods and English-speaking claims support.
Learn moreDog liability cover
Check whether liability cover is included in your home policy or whether separate cover may be needed.
Learn moreTravel insurance
Travel cover for residents in Spain travelling abroad, visiting family, taking cruises or planning longer trips.
Learn moreWhy use Cover in Spain?
Insurance is not just about finding the cheapest quote. It is about understanding what you are buying and avoiding nasty surprises later.
- Plain-English explanations
- Help for expats and English-speaking residents
- Practical guidance before you buy
- Support understanding Spanish policy wording
- Introductions to suitable authorised insurance partners where appropriate
Typical questions we help with
- Does my policy cover short-term rentals?
- Is my dog covered for third-party liability?
- Can I buy travel insurance as a resident in Spain?
- What exclusions should I check before renewing?
How it works
Start with a free insurance check. We’ll keep it simple and practical.
Tell us your situation
Send a short summary of what you need help with. No policy documents are needed at the first stage.
We identify the key issues
We help you understand which questions to ask and what parts of the policy wording matter most.
You decide what to do next
Where useful, we may point you towards an authorised provider or intermediary who can help further.
Frequently asked questions
Quick answers to common insurance questions from English-speaking residents and property owners in Spain.
What insurance can Cover in Spain help with?
We help English-speaking residents and property owners understand common insurance questions in Spain, including holiday home insurance, pet insurance, dog liability cover and travel insurance.
Do you sell insurance directly?
Cover in Spain provides general guidance. Where appropriate, we may introduce you to authorised insurance providers or intermediaries, but we do not provide regulated advice unless this is handled through an appropriately authorised partner.
Is the first insurance check free?
Yes. The initial insurance check is free and is designed to help you understand the questions to ask before buying, renewing or changing a policy.
Not sure where to start?
Tell us what you need help with and we’ll point you in the right direction.